Clik here to view.
Help your student keep college affordable
As many families are preparing to send their kids off to college they are silently wondering, “Is College worth it?” Americans are trillions of dollars in debt with student loans. We read horror...
View ArticleClik here to view.
How to Teach Kids Smart Money Habits
If you’ve read my previous posts, you know I’m a big fan of Liz Weston. I think her money advice is often thought-provoking and right on target. She recently discussed a British study that concluded...
View ArticleClik here to view.
Protect your Kids from Identity Theft
Identity Theft is a growing problem across the nation, but did you know that even your kids are at risk? Your child’s Social Security Number can be used to access public benefits, apply for bank...
View ArticleClik here to view.
Family Fun on a Budget
Budget conscious families are always looking for ways to save a dollar. While having fun together is important, it can also be expensive. If you’re willing to be creative and do a little homework,...
View ArticleClik here to view.
Should Parents Pay for College?
At first glance, that may seem like a loaded question. “Of course I should help my kids get a college education,” you may be thinking. But before you decide to give your kids a free ride, you should be...
View ArticleGround Rules On Providing Adult Children Help
Check out our own Counseling Supervisor Elaina Johannessen being interviewed by the Northland’s Newscenter about giving adult children money. Great job Elaina! Strike up a conversation with a college...
View ArticleClik here to view.
529 College Savings Plans: Part III
The first 2 parts of this series looked at basic plan information and the benefits of participating in 529 College Savings Plans. The final installment focuses on factors to consider before investing...
View ArticleClik here to view.
How Do I Teach My Teen To Be Responsible With Money?
When my daughter was 15 I started thinking about how to teach her about managing money with real-life tools. I was tired of her always asking me for money to go to the movies or to buy this or that and...
View ArticleClik here to view.
6 Ways to Help an Adult Child Without Going Broke
Our own blogger Barb Miller was asked to contribute to an article called “6 Ways to Help an Adult Child Without Going Broke” for The NextAvenue Blog. Author Richard Eisenberg does a great job...
View ArticleClik here to view.
What To Consider Before Giving Adult Children Money
When I work with clients who give money to their adult children, I am always curious why. Since preparing a comprehensive budget is part of the counseling process, the topic often comes up. The adult...
View ArticleClik here to view.
3 Financial Challenges Breadwinner Moms Face With Strength And Resilience
Are you the breadwinner for your family? A recent study by Pew Research reveals that some are among the 5.1 million (37%) who are married mothers with higher incomes than their husbands, while 8.6...
View ArticleClik here to view.
My Friend Asked for a Loan…Is it a Good Idea?
We polled our Sense and Centsibility readers and asked if they’ve ever given their adult children money. Out of the 1,507 responses, a whopping 1,400 people said ‘yes’. This isn’t surprising because,...
View ArticleClik here to view.
Your 2016 College Graduate: Two Plans to Prepare Them for the World
Now that your college senior is safely tucked in back at school, it is not too soon to start planning post-graduation. Let’s start with the graduation gift. WHAT TO GIVE YOUR GRADUATE: The Gift of the...
View ArticleClik here to view.
Reduce Holiday Stress & Create Enduring Memories
Despite what marketing executives would have us believe, the Holiday Season is not a warm, carefree, or cozy time for many of us, if not most of us. The season is packed with stress—emotional stress,...
View ArticleClik here to view.
Break the financial enabling cycle with your adult kids
If you have adult children chances are you’ve helped them out financially. That’s not always a bad thing, but it can turn into a vicious cycle of enabling them if it becomes a pattern. If you feel like...
View ArticleClik here to view.
How to teach teens about money
There’s no time like the present to teach your teen how to have a healthy relationship with money. Shannon’s flashback Friday post provides real life examples of how she taught her daughter – and in...
View ArticleClik here to view.
How to teach children good money habits
Many adults today weren’t taught much about personal finances when we were young. But those with children should start teaching their kids smart money habits as early as possible. Kids with a solid...
View ArticleClik here to view.
It’s Back to School Time…Again
When I first wrote this blog, I had a first grader and a preschooler. and now I have 2nd and 4th grader, where does the time go? When I young a school year seemed like an eternity and now a school...
View ArticleClik here to view.
5 ways to make college more affordable
It’s scary that a new school year is already approaching. We recently published a post about saving money on school shopping which was geared toward parents. Here’s a guest post from America Saves...
View ArticleClik here to view.
Protecting your children from identity theft
Even though you think it’s never going to happen to you, identity theft can happen to anyone – including your children. That’s a scary thought, but luckily you can take steps to prevent it. Here’s...
View Article
